Platform Wars – Microsoft vs Apple

October 29th, 2014 Comments off

microsoft vs appleWe’d like to share some insights on multi sided platforms (MSPs) which optimize profit by monetizing one customer side while subsidizing the other (Adobe, Visa). This theory argues that Apple lost to Microsoft in PC software not because Apple was more proprietary but because Apple tried to monetize developers as well as consumers while Microsoft discounted its SDK. Today Apple is closed in controlling the technology of its devices where it monetizes. But Apple appears to be increasingly open in leveraging developers through APIs. Examples include Read the Full Article

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First Take on Apple Pay Live Retail Payment

October 27th, 2014 Comments off

Apple Pay Live ExperienceAfter downloading the latest version of iOS, access the Apple Pay via the Passbook & Apple Pay option in the Settings app. You will be quickly prompted to link our iTunes credit card (AMEX Starwood card) to Apple Pay, which only required us to enter our 4-digit security code. Next, we loaded a Chase Sapphire Visa card (whose PAN appears on the back of the card so we found it easier to manually input the PAN rather than take a picture of the card). After entering all the Chase card details, we were prompted to call Chase to activate the card in the Apple Pay wallet (we believe each issuer has their own security procedures for onboarding their cards). Last, we attempted to add a co-branded United/Chase MasterCard into Apple Pay, but received a message saying that Chase is only supporting Visa cards in Apple Pay.

At the retail outlet the cashier rang Read the Full Article

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Sogou / Baidu Rushes to Launch iOS 8 Cloud Based Editors

September 24th, 2014 Comments off

Sogou Pinyin iOS 8 EditorsThe recently released iOS 8 OS update, among other things, has enabled third party input methods. Sogou and Baidu both launched apps offering alternative input methods, Sogou Pinyin and Baidu Pinyin, respectively. According to data from leading mobile app analytics firm App Annie, Sogou Pinyin has ranked No.1 in terms of downloads across all free apps since its launch on 18 Sep in China. The iOS compatible Sogou Pinyin allows multiple input methods; such as pinyin, stroke, and handwriting. It embeds a large lexicon, Cloud-based input technologies, and certain other well-known input displays and functions also seen in the Android version. Previously, given a lack of Chinese-oriented input methods on iOS, Chinese users had to deal with the less efficient input methods that Apple offered. A highly developed auto-complete function supported by Sogou Pinyin should help boost input efficiency and improve user experience. Baidu Pinyin on iOS 8 is similar to Sogou Pinyin in functionality, and Read the Full Article

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eBay Failed to Innovate on PayPal, Apple Pay a Big Threat

September 16th, 2014 Comments off

Paypal Failure Rise of Apple PayeBay the e-Commerce laggard failed to innovate on its Internet Payment Processing Platform, PayPal to the Mobile World and thus it is now going to face the heat from Innovative Apple’s NFC based Apple Pay as well as Google Wallet.

We would pay particular attention to communications surrounding potential NFC-enabled purchases for the iPhone 6 and iWatch devices. Already believed to have established deals with American Express, Mastercard and Visa, many believe that Apple will introduce the “Apple Pay”, providing consumers with a new offering in the mobile proximity payments space. Given the importance of the Apple announcement to eBay’s PayPal division lete look at its impact on PayPal and Read the Full Article

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Why we Recommend You to BUY iPhone 6 / Plus ?

September 15th, 2014 Comments off

iphone 6 UpgradeIntelligence on the new iphones was quite accurate. Pricing on both new and old models was as expected, with iPhone 6 Plus garnering a $100 premium. The phones are amazingly thin and sit well in the hand. The reachability feature slides the display down so fingers can access the upper UI elements of apps.

The 4.7-inch and 5.5-inch devices improve upon screen size with 38% and 88% more viewing area, respectively, than the iPhone 5s. Both devices are a tad thinner than the iPhone 5 form factor but are slightly heavier owing to the larger size and perhaps battery capacity.

Both devices include the next generation A8 64-bit processor and M8 motion coprocessor, increased battery performance, and 50% faster LTE modem speeds. Apple’s 20nm A8 processor improves processing speed by 25% and is 50% more efficient than Read the Full Article

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How can Airtel, Vodafone and Idea Ride the LTE Boom ?

September 12th, 2014 Comments off

LTE Network Expansion in IndiaAs Reliance Jio Infocomm prepares for a massive PAN India Launch with Superior Wireless & Fiber infrastructure, incumbents in the Indian telecom industry – Airtel, Vodafone and Idea Cellular are bracing for the upcoming mobile data war. We note that each of these have started making spectrum investments to get LTE-ready with the initial focus on having LTE spectrum in their respective key circles. We expect the incumbents to gradually complete their 3G as well as LTE spectrum footprint across circles. What matters more anyway is whether the incumbents have LTE spectrum in their respective leadership circles so as to Read the Full Article

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